Sanjay Sinha, Managing Director, Micro-Credit Ratings International Limited (M-CRIL)
   
Sanjay Sinha is Managing Director of Micro-Credit Ratings International Limited (M-CRIL) – a company established to carry out professional assessments (ratings) of microfinance institutions (MFIs) and provide research and other services designed to promote the flow of investments into microfinance.  He has 30 years of economic and development research experience in Asia.  He has specialized in sub-sector analysis of activities of relevance to the livelihoods of poor people, microenterprise promotion and BDS in addition to microfinance.  Most recently he led the M-CRIL team that undertook the India country case study for the IAIS-CGAP project on microinsurance regulation. M-CRIL has recently launched a pioneering effort to develop a rating system for private schools aimed at the low income market in developing countries.

Sanjay Sinha has an M.Phil. in Economics from Oxford University, UK.  In 1983, he co-founded EDA Rural Systems, which is one of the premier development consulting companies in Asia.  He was a UN Advisor on Inclusive Financial Sectors during the Advisors Group’s tenure, 2006-2008.